Fintech / Loyalty

PS Rewards

Making spending feel like saving.

Everyone has dozens of reward cards, but no emotional connection to any of them. That’s the opportunity.

The challenge

The opportunity

What I did

The result

Entering a loyalty market dominated by Everyday Rewards and Flybuys. Consumers already enrolled elsewhere but disengaged and indifferent. Existing players treated as purely functional, uninspiring tools. No clear emotional hook to drive switching or habitual use.

Emotional differentiation in a category defined by rational sameness. Build a habit-forming connection — not just a transactional one. Position PS Rewards as the brand that makes saving feel good.

In-depth customer research and persona development. Identified the core insight: consumers want saving to feel effortless and joyful, like finding pocket money as a kid.

Developed two strategic creative territories; led client through decision process. Created full brand DNA, transforming functional features into emotional benefits. Positioned PS Rewards as bold, upbeat and liberating vs the grey utility of competitors.

A distinctive challenger brand with a clear emotional identity. Strategy elevated PS Rewards beyond transactional loyalty — making saving exciting. Consistent, human-centred experience resonating with time-poor, value-conscious consumers. Platform built to drive habit, loyalty and long-term retention.

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The Lumen Project